Loan Originator NE
Company: Hilltop Holdings
Location: Sacramento
Posted on: January 26, 2023
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Job Description:
Under the direction of the Branch and/or Production Manager,
markets and promotes PrimeLending products and services to its
client base of realtors, builders, bank officers and potential and
past clients. Performs office or non-manual work directly related
to the management or general business operations of PrimeLending
and its customers. Essential Functions Evaluates PrimeLending's and
other loan products and services and determines which financial
products best meet the customer's needs and financial
circumstances. Establishes and maintains relationships with
realtors, bank officers, builders and new home sales
representatives in order to develop and retain existing business;
and by visiting subdivisions as required. Markets and promotes
PrimeLending's financial products; Originators are expected to meet
the Company's minimum production standards in funded units/volume
on an ongoing basis each month, by taking complete and accurate
loan applications, using PrimeLending's product set. Monitors
overall customer interaction and interfaces with all parties
involved on each individual loan from application to closing,
including but not limited to counseling and pre-qualifying
potential home buyers. Collects and analyzes information regarding
the customer's income, assets, investments or debts. Advises the
customer regarding the advantages and disadvantages of different
loan products. Services existing customers and obtains all
necessary support documents along with the appropriate fees and
lock in information. Oversees the loan process by monitoring loan
status and ensures conformity with terms. Communicates loan status
to all interested parties, and obtains loan documentation after
closing. Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate
market and competitive environment, as well as, changes in rules
and regulations pertaining to private and government insured
mortgages. Maintains a professional image and adheres to standards
consistent with company policies and procedures. May supervise and
direct the activities of other loan officer(s), loan officer
assistant(s), or loan processor(s). Other duties as assigned. Job
Requirements High school diploma or equivalent and appropriate
licenses as required by state. Valid driver's license and current
automobile liability insurance. A minimum of 12 months loan
originator experience required. Interacts with regional & corporate
departments, as well as realtors, sales agents, builders,
appraisers, etc. Demonstrated judgment and decision making ability.
Excellent and effective presentation and communication skills, both
verbal and written. Ability to quickly assess and process large
amounts of data and use of appropriate AU software technology. Must
be active in the community and in those job-related organizations
to enhance the network of beneficial contacts. Continue to expand
knowledge of issues influencing the industry and the organization.
Salary range reflected in an estimate of base pay and is for the
primary location. Base pay range may vary if an offer is made in a
different location. Hourly Pay: $15.50 The above statements are
intended to describe the general nature and level of work being
performed by individuals in, or assigned to, the above position and
are not intended to be construed as an exhaustive list of all
responsibilities, duties and skills required, and may be changed at
the discretion of the Company. About the Company Since its
inception in 1986, PrimeLending has remained laser-focused on
guiding homeowners through financing the purchase, renovate, or
refinance of a home. With approximately 1,250 loan officers located
in branches throughout the U.S., PrimeLending lends in all 50
states and the District of Columbia. Offering more than 400 loan
products, including 15 renovation loan solutions, the company
provides an unmatched array of options capable of serving the needs
of a wide range of customers. PrimeLending's culture is built
around one simple belief - investing in their talented, dedicated
employees. They offer a competitive compensation/benefits package
and a fun, professional culture and work environment the people are
fantastic! PrimeLending consistently ranks on Fortune's Best
Workplaces lists as well as the Dallas Morning News Top Employers
list. PrimeLending is led by a strong, experienced executive
leadership team, and is a stable, well-capitalized organization
that is poised for continuous growth and expansion. Why
PrimeLending? We offer a competitive compensation/benefits package
and a fun, professional culture and work environment the people are
fantastic! National Mortgage Company founded in 1986 and
headquartered in Dallas, Texas A subsidiary of PlainsCapital Bank,
PrimeLending is owned by a financially strong public parent
company, Hilltop Holdings (NYSE: HTH) #23 in Best Workplaces in
Financial Services & Insurance 2021, Fortune and Great Place To
Work #24 in Best Workplaces in Texas 2021, Fortune and Great Place
To Work #16 in Fortune Best Workplaces for Women 2020, Fortune and
Great Place To Work #29 in Fortune Best Workplaces for Millennials
2021, Fortune and Great Place To Work #33 in Great Place to Work's
Best Workplaces for Parents 2020, Great Place To Work #6 Top 100
Places to Work 2020, Dallas Morning News Top Workplaces 97% of
Employees say "it's a great place to work" compared to 59% at
typical U.S.-based companies, 2020 Great Place to Work 2020
Community Champion, MBA Foundation 10th in top retail volume,
Scotsman Guide 2020 16th in top overall volume, Scotsman Guide 2020
2021 Best-in-Class Lender Award - Online Tools, MortgageSATTM 2021
Best-in-Class Lender Award - Application Process, MortgageSATTM
Keywords: Hilltop Holdings, Sacramento , Loan Originator NE, Other , Sacramento, California
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