Dealer Services Ops - Prcsng - Indirect Loan Processor I
Company: Golden 1 Credit Union
Location: Sacramento
Posted on: May 23, 2023
|
|
Job Description:
JOB TITLE: Indirect Loan Processor IDEPARTMENT: Dealer Services
OpsREPORTS TO: MGR - DLR SVCS OPSSTATUS: Non-ExemptJOB CODE:
11222GRADE: 15HPAY SCALE: $20.00 - $23.00 HourlyGENERAL
DESCRIPTION:Receives, reviews, audits and disburses loan
applications through the Credit Union Direct Lending program to
maintain quality of program, ensure accuracy of loan information,
and provide member and dealership satisfaction.TASKS, DUTIES,
FUNCTIONS:1. Receive and audit appropriate paperwork sent from the
vehicle dealerships. Research and identify missing information and
communicate discrepancies with dealership personnel. Perform
verifications on application data to ensure accuracy prior to
funding.2. Ability to identify red flags in loan documentation in
order to avoid potential fraud.3. Determine whether loan warrants
disbursal as per Golden 1 established guidelines.4. Maintain a
thorough understanding of state and federal laws and regulations
related to credit union compliance including bank secrecy and
anti-money laundering laws appropriate to the position.5. Fund
appropriate monies to dealerships with the appropriate
administrative fee.6. Assist department staff with gathering
information and preparation of reports.7. Communicate and interact
with department management and staff to provide information on loan
status.8. Help in other areas within Lending as assigned.PHYSICAL
SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF
THESE TASKS:1. Prolonged sitting throughout the workday performing
the job.2. Normal vision range required to read loan documents to
determine status.3. Effective oral and written communication skill
required to interact with dealerships, staff, and members to
perform constructive follow-up.QUALIFICATIONS:1. EDUCATION:
Successful completion of High School curriculum is required.2.
EXPERIENCE: One year in a lending position performing contract
review is desired. Appropriate related experience is acceptable.3.
KNOWLEDGE/SKILLS: Clerical skills, telephone skills, credit
reporting equipment, electronic banking equipment, ten key,
facsimile machine skills, and personal computer filing skills.
Close attention to details.PHYSICAL REQUIREMENTS:1. Prolonged
sitting throughout the workday.2. Corrected vision in the normal
range.3. Must possess sufficient manual dexterity to skillfully
operate an on- line computer terminal and other standard office
equipment, including a typewriter, if needed, calculator, personal
computer, facsimile machine, and telephone.LICENSES/CERTIFICATIONS:
NoneTHIS JOB DESCRIPTION IN NO WAY STATES OR IMPLIES THAT THESE ARE
THE ONLY DUTIES TO BE PERFORMED BY THIS EMPLOYEE. HE OR SHE WILL BE
REQUIRED TO FOLLOW OTHER INSTRUCTIONS AND TO PERFORM OTHER DUTIES
REQUESTED BY HIS OR HER SUPERVISOR THAT ARE WITHIN HIS/HER
KNOWLEDGE, SKILL AND ABILITY AS WELL AS HIS/HER MENTAL AND PHYSICAL
ABILITIES.REV. 12/28/2022
Keywords: Golden 1 Credit Union, Sacramento , Dealer Services Ops - Prcsng - Indirect Loan Processor I, Other , Sacramento, California
Click
here to apply!
|