Mortgage Loan Officer
Company: Directors Mortgage
Location: Sacramento
Posted on: June 24, 2022
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Job Description:
Mortgage Specialist:Directors Mortgage, Inc. established in
1998; specializes in mortgages serving Oregon, Washington, Idaho,
Arizona, Utah, Colorado and California. Directors Mortgage is a
locally owned and operated company, headquartered in Lake Oswego,
Oregon. We are a company dedicated to our company values and
investing in our community. As one of the top residential mortgage
companies, Directors Mortgage is constantly growing and expanding.
We are currently looking to fill the role of Mortgage Specialist to
join our fast-paced and expanding team!Job Purpose:The Mortgage
Specialist is primarily responsible for attracting new mortgage
loan applications by developing and maintaining business
relationships within the community, with realtors, referral
partners and borrowers. The Mortgage Specialist creates business
opportunities through networking, inside and outside
sales.Essential Duties and Responsibilities (include but not
limited to):Business Development: (80%)--- Attracts new mortgage
loan applications by developing relationships within the community,
specifically with the real estate community; making sales calls to
prospective clients.--- Approves mortgage loans by examining
application and supporting documentation; estimating
credit-worthiness; calculating repayment risk.--- Completes
mortgage loans by monitoring collection, verification, and
preparation of mortgage loan documentation; scheduling and
completing mortgage loan closing.--- Maintains high customer
service rating.Initiate Loan Application Process: (15%)--- Meet
with borrowers to educate on loan process, and obtain information
for loan application.--- Approves loans within specified limits,
and refers loan applications outside those limits to management for
approval.--- Analyze applicants' financial status, credit, and
property evaluations to determine feasibility of granting loans.---
Explain to borrowers the different types of loans and credit
options that are available, as well as the terms of those
services.--- Obtain and compile copies of loan applicants' credit
histories, corporate financial statements, and other financial
information.--- Stay abreast of new types of loans and other
financial services and products to better meet borrowers' needs.---
Analyze potential loan markets and develop referral networks to
locate prospects for loans.--- Other duties as assigned.
Qualifications:--- Active NMLS License required.--- Minimum of 3
years of mortgage industry experience--- Knowledge of Encompass
mortgage originating software.Working Conditions/Physical
Requirements:--- May sit/stand for long periods of time.---
Requires lifting of up to 50lbs at a time.Compensation---
Aggressive commission structure.--- Marketing support.--- Industry
leading development.--- Medical, Vision, Dental and Life.--- 401k
with employer match.--- Profit Sharing Plan
Keywords: Directors Mortgage, Sacramento , Mortgage Loan Officer, Other , Sacramento, California
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