Commercial Credit Risk Reviewer - Remote/CA

Company: Union Bank
Location: Sacramento
Posted on: June 24, 2022

Job Description:

Are you passionate about creating an exceptional client experience?Discover your opportunity with Union Bank -, a division of the Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. At Union Bank, we have our clients' best interest in mind and draw on more than 160 years of experience to understand their distinct needs to tailor our solutions. We're part of 180,000 colleagues around the globe striving to be the world's most trusted financial group, knowing that trust starts with a culture of putting people first and empowering you to achieve your potential.Join Union Bank, where being inspired is expected and creating results is rewarded.This is a remote position. A member of our recruitment team will discuss location preferences with you in more detail.Job Summary:The Commercial Credit Quality Control (QC) Auditor supports the objectives of the Regional Banks Commercial Credit QC Program. This includes following prescribed QC protocols, processes and / or methods designed to detect, and monitor the Regional Bank commercial credit front-line business unit activities, ensuring adherence to applicable policies, procedures and processes.Management or Supervision:NoMajor Responsibilities:100% Quality Control:

• Support the Regional Bank's Commercial Credit Quality Control Program, ensuring the supported front-line business units are adhering to applicable policies, procedures and processes.
• Proactively surface identified issues to QC manager, team leader, or supported business units, as appropriate.
• Remain current with applicable policies, procedures and process.
• Develop and maintain an effective working relationship with supported front-line business units.
  • Promote effective and open communication with Regional Banks teams.
  • Promote teamwork within Risk & Control and other business units, as appropriate.Education, Licensure, Year of Experience (and type of work experience):
    • A BA or BS degree is preferred,
    • 1-3 years of experience preferred in lending, quality control, or examination of commercial and industrial, commercial real estate, and / or small business credit transactions.Knowledge, Skills, Abilities:
      • Understanding of credit processes, lending policies, credit / financial statement analysis (includes good working knowledge of Moody's Risk Analyst or similar), and collateral valuation analysis.
      • Good computer skills with a working knowledge of Microsoft Office suite of programs.
      • Requires good verbal, written, interpersonal, organization, and time management skills.
      • Ability to be work effectively in a remote environment.#LI RemoteThe above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
        We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.#LI-Remote

Keywords: Union Bank, Sacramento , Commercial Credit Risk Reviewer - Remote/CA, Other , Sacramento, California