Commercial Banking Credit Portfolio Manager - Sacramento

Company: U.S. Bank National Association
Location: Sacramento
Posted on: May 25, 2023

Job Description:

At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we're one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.


Job Description


U.S. Bank currently has an opportunity for an experienced credit banking professional to join our Commercial Banking team.


As a Portfolio Manager, you will partner with assigned Relationship Managers to successfully manage Commercial Banking credit account relationships with middle market companies. You will support revenue growth and the business development strategy as directed by senior management. Your high touch customer service excellence will be key to successfully closing new business relationships as well as retaining and expanding relationships with existing customers.


Accountabilities will include:


underwrite all types of credit account exposure

manage an assigned credit portfolio, successfully closing new business relationships and expanding existing relationships

manage credit risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships

provide mentoring / training to peers

participate in joint sales calls with Relationship Managers to identify and address customer needs.


This position will be located in the Sacramento office and have a hybrid work arrangement. Team members who are in a hybrid role typically spend three days a week at a U.S. Bank location, while having flexibility on their work location for the other working days.


Basic Qualifications


Bachelor's degree, or equivalent work experience

Five to seven years of commercial banking experience


Preferred Skills/Experience


Commercial banking credit underwriting that includes experience in revolving lines of credit, term loans, and real estate financing

Extensive knowledge of commercial lending policy, all applicable laws and regulations, credit quality standards, company and business line policies and procedures

Strong relationship management and business development abilities, with thorough knowledge of credit products

Strong analytical and problem-solving skills

Ability to work effectively with individuals and groups across the company to manage customer relationships

Well-developed written communication and verbal presentation skills


If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.


Learn how the way we work at U.S. Bank drives meaningful relationships with our customers and collaboration across the company.


Benefits:

Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.


EEO is the Law

Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal EEO is the Law poster.


E-Verify


U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.


Due to legal requirements, U.S. Bank requires that the successful candidate hired for some positions be fully-vaccinated for COVID-19, absent being granted an accommodation due to a medical condition, pregnancy, or sincerely held religious belief or other legally required exemption. For these positions, as part of the conditional offer of employment, the successful candidate will be asked to provide proof of vaccination or approval for an accommodation or exemption upon hire.

Keywords: U.S. Bank National Association, Sacramento , Commercial Banking Credit Portfolio Manager - Sacramento, Executive , Sacramento, California